How can a Mortgage Adviser help me? A Mortgage Adviser does not only offer advice on mortgages but they can also arrange your mortgage for you. They will assess your personal circumstances and recommend a product that suits you and your needs. They can also assist borrowers in understanding what is affordable and what isn't and how much they could borrow. If other products are required along with a mortgage they are on hand to help advise and arrange them if required. A good example of this is buildings insurance, a requirement of any mortgage is to ensure the property is insured, or a repayment vehicle to support an interest only mortgage. By taking into consideration both your individual circumstances and by comparing products from the entire mortgage market they will be able to bring you the lowest rates, and offer you advice on which offers are best suited to your needs.