Need a mortgage but have poor or no credit history? Had previous Defaults, CCJ’s or Bankruptcies? There could be a mortgage out there suitable for you. With Lenders now willing to ignore minor credit problems more than a year old and even ignoring defaults and CCJ’s after 4 years, getting a mortgage if you have or have had bad credit could be easier than you think!
Whether you need to remortgage your property to clear existing debts or switch deals at the end of your current rate; A Mortgage Broker is on hand to advise you on the right product and find the cheapest deal on the market. A mortgage Broker can help you access thousands of bad credit mortgages quickly and easily from flexible lenders who specialise in bad credit/poor credit borrowers.
Enlisting a mortgage broker to deal with your bad credit mortgage or remortgage couldn’t be easier. Just a few details are required to book your initial consultation, and best of all its free and with no obligation.
Miss D was looking to purchase her first home, provable income was £40,000. Had a historic default over 2 years old. Was placed with a semi prime lender at 80% LTV with a fixed rate of 4.89% for two years. Max borrowing was 4x income.
Mr & Mrs Baker - Leeds
"We were really happy with the service we received from our broker. He talked us through the entire process and was really thorough with all of the paperwork. We thought we may not be able to buy our first house together as we had missed a few loan payments in the past and our credit rating wasn’t brilliant. However Adam managed to source us a mortgage and we now have our first property! I would recommend Advice Hunters to anyone, the information really helped my decision! - The Baker family!"