At Advice Hunters we understand that getting a mortgage can be a daunting task for a first time buyer. That’s the reason we originally started up Advice Hunters, to help first time buyers get in touch with a mortgage broker.
Should you take a tracker or fixed rate product, is repayment of interest only right for you? These are all questions that a mortgage broker can help you with. With honest impartial advice and years of experience they can prove to be your biggest asset when it comes to moving home.
Mortgage brokers have helped millions of first time buyers get the dream mortgage for their dream home. Not only can they arrange the mortgage but advise you on the entire home buying process; helping you with things like stamp duty calculations, choosing solicitors and understanding surveys.
As a first time buyer you may require advice on what product to take, how much you can realistically borrow and what costs are involved. It’s important to get advice on all the products available so you can make the right decisions on your mortgage. Mortgages are not 'one size fits all' and many lenders offer specific products for first time buyers. These products often offer help with valuation fees and solicitor’s fees.
With both fixed, trackers, offset and variable rates available to first time buyers it pays to enlist the help of a mortgage broker. Get advice quickly and easily with our short form. A broker will call you back, free of charge and with no obligation.
Case Study
Mr. M & Miss C were looking to purchase their own home, currently renting and paying rent circa £995 pcm. Had access to 10% deposit and further 5% from family, 15% deposit was acceptable with the bank.
Agreement in principle sought from bank in order for clients to make offers on properties. Offered and offer accepted on a £210,000 purchase.
Both clients had decent incomes of 30k plus, income multiple used was only 4 times. Placed onto a repayment mortgage over 30 years costing circa £800 pcm.
Testimonial
Miss Titcombe - Norwich
"Thank you Advice Hunters! I found my dream apartment in the perfect location but I didn’t have a mortgage. I left my details and found a broker in the Mortgage Advice Directory ans someone called me back. He found me a mortgage and I have just moved in. I am so excited and so happy, thank you so much!"
